> For the complete documentation index, see [llms.txt](https://doc.api.tieto.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.api.tieto.com/api-references/openfinance/extended-payment-initiation-service.md). # Extended Payment Initiation Service Regulated payment initiation covers what the directive requires and nothing more. Extended payment initiation is where your platform competes: payment types beyond the mandate, richer instruction data, and terms set per third party rather than terms set by a regulator. The demand is mostly corporate. A business paying suppliers, a marketplace paying out to sellers, or software reconciling thousands of payments a day needs more structure in an instruction and better feedback on its progress than the regulatory service offers — and will pay for both. Because these payments use the same consent model as the regulatory ones, they appear in the same oversight, and a customer withdrawing access withdraws it everywhere. That is considerably cheaper than discovering later that a premium payment service sits outside the picture. The reference below is generated from the Berlin Group **openFinance API Framework — Extended Payment Initiation Service, version 2.2**. Its defining idea is that authorization and initiation come apart: a payment can be authorized, limit-checked and secured now, then actually initiated later — which is what the `initiations` sub-resources below are for. ## Secured and extended payments {% openapi src="" path="/secured-payments/{payment-product}" method="post" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service1}/{payment-product}" method="post" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service2}/{payment-product}" method="post" %} {% endopenapi %} ## Initiations {% openapi src="" path="/{extended-payment-service1}/{payment-product}/{paymentId}/initiations" method="post" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service3}/{payment-product}/{paymentId}/initiations" method="post" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service4}/{payment-product}/{paymentId}/initiations" method="post" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service4}/{payment-product}/{paymentId}/initiations/{initiationId}/confirmation" method="put" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service4}/{payment-product}/{paymentId}/initiations/{initiationId}" method="delete" %} {% endopenapi %} ## Status and retrieval {% openapi src="" path="/{extended-payment-service5}/{payment-product}/{paymentId}/status" method="get" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service5}/{payment-product}/{paymentId}" method="get" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service6}/{payment-product}/{paymentId}/initiations" method="get" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service6}/{payment-product}/{paymentId}/initiations/{initiationId}" method="get" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service6}/{payment-product}/{paymentId}/initiations/{initiationId}/status" method="get" %} {% endopenapi %} ## Cancellation and prolongation {% openapi src="" path="/{extended-payment-service6}/{payment-product}/{paymentId}" method="delete" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service7}/{payment-product}/{paymentId}/cancellation-authorisations" method="get" %} {% endopenapi %} {% openapi src="" path="/{extended-payment-service2}/{payment-product}/{paymentId}/prolongations" method="post" %} {% endopenapi %} ## Authorization sub-resources {% openapi src="" path="/{resource-path}/{resourceId}/{authorisation-category}" method="post" %} {% endopenapi %} {% openapi src="" path="/{resource-path}/{resourceId}/{authorisation-category}" method="get" %} {% endopenapi %} {% openapi src="" path="/{resource-path}/{resourceId}/{authorisation-category}" method="put" %} {% endopenapi %} {% openapi src="" path="/{resource-path}/{resourceId}" method="put" %} {% endopenapi %} --- # Agent Instructions This documentation is published with GitBook. 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