> For the complete documentation index, see [llms.txt](https://doc.api.tieto.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.api.tieto.com/api-references/openfinance/extended-account-information-service.md).

# Extended Account Information Service

The regulated account service is deliberately narrow: payment accounts, and only the data the directive obliges a bank to hand over. Extended account information is what you publish when that narrowness starts costing your tenant banks business — savings, lending and investment products, deeper transaction history, and richer detail on the accounts already in scope.

Scope here is a commercial decision rather than a regulatory one: which products, which fields, how far back history reaches, and what each third party pays for it. It is sold, metered and rate-limited like any other premium product, and a product defined once can be offered by every tenant that wants it.

Because extended access runs through the same consent model as the regulatory Account Information Service, the banks offering this service can keep delegating consent management to the platform exactly as they already do — no second mechanism to build and operate.

The reference below is generated from the Berlin Group **openFinance API Framework — Extended Account Information Services, version 2.2**. The four account families it adds — cards, savings, loans and securities — are exactly the products PSD2 leaves out.

## Cards

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/cards" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/cards/{card-id}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/cards/{card-id}/balances" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/cards/{card-id}/transactions" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

## Savings accounts

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/savings" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/savings/{account-id}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/savings/{account-id}/balances" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/savings/{account-id}/transactions" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

## Loan accounts

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/loans" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/loans/{account-id}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/loans/{account-id}/balances" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/loans/{account-id}/transactions" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

## Securities accounts

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}/positions" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}/transactions" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}/transactions/{transactionId}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}/orders" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/securities-accounts/{account-id}/orders/{orderId}" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

## Statements

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/accounts/{account-id}/statements" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}

{% openapi src="<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>" path="/account-statements" method="get" %}
<https://openapi.gitbook.com/o/KyVIEwYYrq5jxGkUbjPq/spec/bg-ofa-xais.yaml>
{% endopenapi %}


---

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